A cracked, leaning, or collapsing chimney is a real structural hazard. Here's what causes it in Phoenix, what to do and how it affects your home and insurance claim.

Not every foundation crack is a problem, but some are. Here's how to tell the difference in Phoenix, what causes them, when to actually worry and how to fix it.

After a property claim, can you take the cash instead of doing the repairs? Here's how it actually works in and around Phoenix and the risks most people don't see.

After every monsoon, out-of-state contractors flood the Valley. Here's how to spot storm chaser fraud and protect yourself from the scams that follow big storms.

A contractor working on your Phoenix property caused a major loss. Whose insurance pays, and how does it work? Here's how contractor-caused damage gets resolved.

Restoration bids that are thousands apart aren't pricing the same job. Here's why the lowest number usually costs the most.

Not all restoration contractors are equal, and the wrong one costs you. Here's how to vet one properly in Phoenix license, insurance, and the questions that matter.

Many Phoenix property owners discover they're underinsured only after a loss — when the payout doesn't cover the rebuild. Here's why it happens and how to avoid it.

When you and your carrier can't agree on what a claim is worth, appraisal is the way to settle it. Here's how the process works in Arizona and when to use it.