Blogs
By mark • October 12, 2026
Can you upgrade flooring, cabinets, countertops, or a shower during an insurance rebuild? Learn what insurance may pay for and what you pay in the Phoenix area.
By mark • September 28, 2026
Built an ADU, garage conversion, or addition for your Phoenix property? If it wasn't permitted or disclosed to your carrier, it could jeopardize your entire claim.
By RCS Builders LLC • September 22, 2026
Chandler's monsoon season puts commercial buildings at serious risk. Learn how full-cycle storm restoration and reconstruction protects your business and minimizes downtime.
Photo of a detached casita guest house on a Phoenix property showing fire damage.
By mark • September 21, 2026
Your casita, guest house, or NextGen suite may not be covered the same way your main home is. Here's how "Other Structures" coverage works throughout Arizona.
By mark • September 14, 2026
Swamp Cooler Water Damage: Why Evaporative Coolers Leak, and Why the Damage Is Often Worse Than You'd Expect
By mark • September 1, 2026
Your insurance company can't force you to use their contractor. Here's what your rights actually are in Arizona and why choosing your own contractor matters.
By mark • August 24, 2026
A cracked, leaning, or collapsing chimney is a real structural hazard. Here's what causes it in Phoenix, what to do and how it affects your home and insurance claim.
By mark • August 19, 2026
Not every foundation crack is a problem, but some are. Here's how to tell the difference in Phoenix, what causes them, when to actually worry and how to fix it.
By mark • August 17, 2026
After a property claim, can you take the cash instead of doing the repairs? Here's how it actually works in and around Phoenix and the risks most people don't see.
By mark • August 4, 2026
After every monsoon, out-of-state contractors flood the Valley. Here's how to spot storm chaser fraud and protect yourself from the scams that follow big storms.